Job SummaryServe as a senior software engineer delivering secure resilient and scalable consumer lending applications using Net technologies React and Azure in a hybrid work model. Collaborate with cross functional teams to design develop and optimize credit decision and loan servicing solutions that enhance customer experiences and support responsible lending outcomes for society.Responsibilities
Design and develop secure and scalable consumer lending applications using Net Framework ASP NET Core Web API ASP NET MVC and C sharp to support efficient loan origination and servicing workflows
Implement responsive and accessible user interfaces with React and modern JavaScript patterns to deliver intuitive digital experiences for consumer lending customers across channels
Create optimize and maintain complex SQL Server data models stored procedures and queries to ensure reliable transaction processing and insightful portfolio analytics for lending operations
Integrate applications with internal and external lending platforms such as credit bureaus payment gateways and risk engines to enable straight through processing and timely credit decisions
Apply domain knowledge in consumer lending products policies and lifecycle events to translate business requirements into robust technical designs and configurable solutions
Develop and maintain RESTful APIs using ASP NET Core Web API that securely expose lending services for internal applications and partner integrations while maintaining consistent data contracts
Use Azure services such as App Service Functions Storage and monitoring tools to build cloud ready solutions with strong resilience observability and cost optimized performance
Implement and enforce coding standards secure coding practices and automated unit tests to ensure high quality maintainable code that reduces production incidents and technical debt
Collaborate with business analysts product owners quality specialists and operations teams in a hybrid work environment to refine requirements plan sprints and deliver incremental value for lending journeys
Troubleshoot and resolve complex production and performance issues across the full stack including Net services React front end and SQL Server database layers to protect customer trust
Conduct code reviews knowledge sharing sessions and technical walkthroughs to improve team skills encourage reuse of components and align implementations with architectural guidance
Prepare clear technical documentation including solution designs API specifications data flow diagrams and deployment guides to support smooth knowledge transfer and operational readiness
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Estimate effort plan tasks and track progress using agile methods to deliver features and enhancements on schedule while managing technical risks for consumer lending platformsQualifications
Demonstrate hands on expertise of at least four years in Net technologies including Net Framework ASP NET Core Web API ASP NET MVC C sharp and object oriented design for enterprise scale applications
Exhibit strong proficiency in SQL and SQL Server including schema design indexing query tuning and transaction handling to support high volume lending data workloads
Show proven experience building modern single page applications using React JavaScript HTML and CSS with focus on performance accessibility and reusable components
Display practical experience deploying and operating applications on Azure using services such as App Service Functions Storage Key Vault and monitoring solutions in a hybrid environment
Provide clear evidence of extensive work in consumer lending domains including origination underwriting servicing and collections with understanding of compliance and risk considerations
Apply sound understanding of design patterns microservice principles and RESTful best practices to create modular testable and extensible lending solutions
Communicate effectively with technical and nontechnical partners documenting decisions and explaining complex issues in simple terms that support responsible lending outcomes
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant. Additional employment information Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law. Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview. Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
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