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We are currently seeking a BA-Finastra Payments to join our team in Pune, Mahārāshtra (IN-MH), India (IN).
Senior Techno-Functional Business Analyst / Product Manager – Finastra Payments Experience: 10+ Years Domain: Banking & Financial Services – Payments
Role Summary
We are seeking an experienced Techno-Functional Business Analyst / Product Manager with over 10 years of experience in Core Banking and Payments, specializing in Finastra Payments solutions. The ideal candidate will possess strong domain expertise across domestic and cross-border payment processing, payment modernization initiatives, ISO 20022 migration, and end-to-end product lifecycle management. This role requires close collaboration with business stakeholders, operations, technology teams, and third-party vendors to deliver scalable, compliant, and customer-centric payment solutions.
Key Responsibilities
Lead business analysis, product definition, and functional solutioning for Finastra Payments implementations, upgrades, and transformation initiatives.
Gather, analyze, and document business requirements, user stories, functional specifications, process flows, and acceptance criteria.
Act as the bridge between business, operations, architecture, development, testing, and implementation teams.
Drive payment modernization initiatives including migration to ISO 20022 and real-time payment capabilities.
Define product roadmap, feature prioritization, and release planning aligned with business strategy.
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Perform gap analysis between current and target payment operating models.
Collaborate with solution architects to design scalable, secure, and high-performing payment solutions.
Support integration with Core Banking systems, channels, SWIFT, clearing networks, AML/Fraud systems, and General Ledger.
Ensure compliance with regulatory and market requirements across domestic and international payment schemes.
Support SIT, UAT, production validation, defect triage, and business sign-off.
Provide production support, impact assessment, change management, and stakeholder communications.
Functional Expertise
Finastra Payments platform
High Value Payments (RTGS)
Low Value Payments (ACH/NEFT)
Cross-border payments (SWIFT MT & ISO 20022 MX)
Real-Time Payments
Payment Hub architecture
Payment routing and orchestration
Payment investigations and exception handling
Sanctions screening and AML integration
Reconciliation and settlement
Liquidity and cash management
Corporate payments and treasury payments
Required Skills
10+ years of Banking and Payments experience.
Strong techno-functional knowledge of Finastra Payments.
Hands-on experience in payment message standards:
- XML
APIs
Knowledge of payment schemes such as:
- SEPA
Faster Payments
- CHAPS
Fedwire
- ACH
NEFT/RTGS/IMPS (where applicable)
Experience working in Agile/Scrum and Waterfall delivery models.
Strong stakeholder management and communication skills.
Ability to lead workshops, solution discussions, and customer demonstrations.
Experience working with geographically distributed delivery teams.
Preferred Qualifications
Bachelor's or Master's degree in Engineering, Computer Science, Finance, or related discipline.
Certifications in Agile (CSPO/PSPO/SAFe Product Owner), CBAP, or Payments are desirable.
Experience with cloud-native payment transformation initiatives is an added advantage.
Key Competencies
Product Management
Business Analysis
Functional Solution Design
Payment Domain Expertise
Requirements Management
Stakeholder Management
Regulatory Compliance
Analytical Thinking
Problem Solving
Leadership & Customer Engagement
This version is suitable for customer proposals, hiring requisitions, or RFP responses. I can also tailor it specifically for Finastra Global PAYplus (GPP), Finastra Payments Hub, or Finastra Essence Payments, depending on the product your customer is using.
About NTT DATA
NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&D.
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