Analyst-Risk Management

Global Merchant & Network Services (GMNS) brings together American Express' merchant-and network related businesses to enable a sharp focus on using the power of our network to provide unique value to all our mutual customers. The organization manages the relationships with the millions of merchants around the world that accepts American Express and runs the company’s payment network and manages bank partnerships globally.

The objective of the Regulatory Business Self Testing (RBST) team under Financial Crime COE within Global Governance, Risk, Remediation, and Operations (GRRO) is to identify, assess, measure and monitor as well as report and escalate compliance risk within GMS onboarding processes to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk.

RBST team is looking for an Analyst focused on global KYC testing for evolving KYC refresh and partner-related testing activities and analytical capability within the team. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies.

The Analyst, GMS Global KYC Testing will:

- Test acquisition of merchants for adherence to AML/KYC regulations in the specific market and provide report on gaps, remedial action and systemic issues within the process.

- Provide functional leadership and subject-matter guidance to testers, including prioritization of testing activities, interpretation of testing requirements, resolution of testing queries and review of complex cases.

- Partner with Compliance, Remediation, business teams and other relevant stakeholders to understand regulatory testing requirements and translate those requirements into effective testing approaches.

- Review testing performed by testers to ensure sufficient evidence, appropriate testing methodology, accurate conclusions and consistent application of RBST standards.

- Facilitate and support execution of the Regulatory Business Self-Testing (RBST) program, ensuring testing is completed accurately, consistently and within established timelines.

- Use SQL and other analytical tools to extract, query and analyze data required for testing, validation and investigation of potential exceptions.

- Analyze testing results and provide meaningful insights into identified exceptions, root causes, risk themes and emerging trends.