Territory Manager-Personal Loan (Direct Sales Team) at IDFC First Bank · HyrikoBack to jobsLocation:Chandigarh, Chandigarh, IndiaType:Full-timePosted:2w ago Job Requirements
Primary Responsibilities
- Acquire new personal loan customers across identified segments and geographies.
- Manage a team of DSTs to drive high-quality Personal Loan sourcing.
- Ensure consistent achievement of monthly acquisition and revenue targets.
- Identify cross-sell opportunities.
- Ensure compliance with selling norms, SOPs, and regulatory guidelines.
- Maintain high standards of sourcing quality and customer service.
Channel & Lead Management
- Oversee multiple sourcing channels including branches, DSTs, and central lead funnels.
- Ensure leads received from central teams are promptly and effectively attended.
- Organize and execute lead generation and promotional activities at identified locations to generate Open market business
- Work closely with branch teams to maximize business potential from walk-ins and referrals.
Secondary Responsibilities
- Conduct catchment mapping to identify and target potential customer segments.
- Gather and act on customer feedback to improve service delivery.
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channel management
cross-selling
banking products knowledge
loan processing
sales funnel management
market trend
data analysis
crm utilization
personal branding
banking
problem solving
learning agility
financial analysis
customer acquisition strategy
crm
client engagement
developing people
data interpretation
loan origination
communication & influence
negotiation skills
sales strategy
sales target tracking & reporting
digital literacy
market analysis
credit analysis
Support initiatives aimed at enhancing customer experience and satisfaction.Education
- Graduate in any discipline (mandatory)
Experience
- Minimum 1 years in sales or banking, preferably in personal loans or retail banking.
Skills & Attributes
- Strong customer orientation and relationship-building skills
- Excellent communication and interpersonal abilities
- Target-driven mindset with leadership capabilities
- Knowledge of banking products, multi-channel sourcing, and regulatory norms
- Ability to manage teams and drive performance across diverse channels
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