SPE-Us Residential Mortgage -Underwriting

Job SummaryThe Loan Closer SPE provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer II performs quality reviews and completes quality control analysis. ResponsibilitiesDepth and ScopeWorks on a more independent basis with minimal supervisionReceives assistance from more experienced closers or manager with difficult questions and situationsPrepares legal regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelinesReviews loan documentation prior to sending documents to closing agents to ensure completeness accuracy and compliance to state and federal lending regulations consulting with more experienced staff as necessary to clarify or interpret regulationsWorks with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationshipsCompletes quality control analysis of standard and nonstandard loan documentation ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue riskMay act as mentor and resource to Loan Closer IMay provide training to Loan Closer IAnswers phones to assist internal and external customersEducation and ExperienceAssociates Degree and or Bachelors degreeMortgage Operations 2 to 4 Years loan documentation experienceConsumer Operations 1 plus years loan documentation experienceKnowledge of applicable lending practicesAbility to understand and apply processing procedures and processesDetail orientated with ability to audit and correct procedural errorsAbility to maintain positive business relationships with partners customers and agentsAbility to handle heavy workload and meet stringent deadlinesAbility to interact effectively with internal customers from various departmentsWorking knowledge of Bank s loan productsExcellent oral and written communication skills with ability to interact effectively with all customers both internal and external PC skillsExcellent customer service skillsAvailability to work a variable schedule which may include nights and or weekends Certifications RequiredPreferred certification in MS Excel or data analysis tools such as Microsoft Office Specialist Excel.

About Cognizant:

Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization’s unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant. Additional employment information Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law. Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview. Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.