SPE-Us Residential Mortgage - Live Underwriting

Residential Mortgage live underwritingJob SummaryData Join our dynamic team as a Specialist in Loan Originations where you will leverage your efficiency in US mortgage underwriting. With a focus on underwriting and pre-underwriting you will play a crucial role in ensuring accurate and timely loan processing. This office-based night shift position offers an opportunity to contribute significantly to our companys growth and societal impact. ResponsibilitiesGraduate exclusion of BE B.Tech MCA This role revies first level processing handles complex process steps transactions and resolve queries complaints with customers clients in related domain area as per the SOP independently and refers to supervisor typically for specific interventions exceptions Business Customer Interacts with Client customer to maintain accuracy and efficiency

• 5 to 6 Year of US mortgage Underwriting experience
• Proficient in FNMA FHLMC guidelines
• Knowledge and understanding of Risk assessment
• Has knowledge of compliance and audit functions
• Resolves customer queries and requests
• Provides clarifications & updates on project & processes to the stakeholders
• Can co-ordinate with investors for any kind of audits or regulatory requirements
• Experience working in Black Knight Loss Mitigation System Pyramid etc. Will be added advantage
• Keeps the stakeholders informed on meeting process deliverables
• Collates data for reporting.Project Process Acts as an SME for the team to Identify & resolve issues and document all process changes
• Monitor & review first level processing
• Process complex Transactions
• Handle first level escalations from client
• Perform quality checks or audits and Root cause analysis on errors to ensure error free processing
• Provides analytical reports
• Contribute to process improvement initiatives
• Identify and report process changes
• Adhere to the mandatory industry regulation and compliance requirements for the given process
• Review and audit adherence of the team
• Knowledge Management: - Perform knowledge sharing
• Update Process documentation user manuals as appropriate for the process
• Participate in knowledge transferPeople-Team Management - Adhere to org hygiene and compliance needs in terms of-Personal Utilization & Time sheet submissionPersonal and new hire AssimilationAttendanceTeam InitiativesProvides appropriate floor support as an SME and feedback to teamHas functional responsibility of the process in the absence of TL.Manage break schedule transport logistics for the team in the absence of the supervisor