Senior Product Manager-Credit Cards

Job Requirements

Role – Senior Product Manager- Credit Cards

Function/Department – Retail Banking

Location - Mumbai

Job Purpose:

Developing & managing the Product CVPs for the relevant segment, Ensuring smooth functioning of the business segment, Leading & managing the sales numbers for the product and managing relationships with stakeholders, partners to drive processes, capabilities & service metrics for the segment

Primary Responsibilities:

• The position will be responsible for managing the relevant product variants within Credit cards ecosystem, Own the product end to end - Risk, policy, Acquisition with S&D, processes, partnerships, financials and capabilities and product execution end to end.

• Managing sales funnel thru interventions at Credit policy, Underwriting processes, frictionless sales onboarding processes & portfolio metrics

• Ownership of product privileges, campaign metrics, smooth functioning of customer lifecycle including customer service

• Ownership of product planning, analysis and P&L for the respective variants

• Drive multiple capabilities and processes for co-brand cards, partnership management & drive them to closure along with relevant stakeholders

• Identify the target segment needs, develop & manage the product offering thru constant competition benchmarking, CVP interventions, build relevant features & offers to drive customer value proposition & profitability

• Designing go-to market strategies, enabling the appropriate communication calendars to drive product persona across customer base