Risk Analyst
One97 Communications (Paytm)
About Us:
Paytm is India’s leading mobile payments and financial services distribution company. A pioneer of the mobile QR payments revolution, Paytm builds technology that enables small businesses and consumers to participate in the digital economy. Our mission is to serve half a billion Indians and bring them into the mainstream economy through technology.
About the Team:
The Credit Risk Product Team is at the core of our lending operations, ensuring that our risk assessment models are efficient, scalable, and compliant with regulatory frameworks. The team collaborates closely with data scientists, engineers, and business stakeholders to develop and enhance credit risk models, decisioning frameworks, and risk mitigation strategies. By leveraging advanced analytics and machine learning, the team continuously refines underwriting processes to optimize loan performance and reduce defaults.
About the Role:
We are seeking a detail-oriented Credit Analyst to join our risk management team. The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements. You will work closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks.
Key Responsibilities:
- Analyze credit risk across various products, including merchant and personal loans, postpaid.
- Liaison with the business team to understand the credit risk policies and implement the same on platform.
- Implement the credit risk policies on our proprietary platform.
- Monitor performance of credit risk policies. Share feedback with product and Policy team what's working well and what needs improvement.
- Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
Don't want to miss the next one?
Subscribe to daily email alerts for roles matching your interests.