The Product Sales Manager drives sales and distribution of the bank’s small‑ticket, unsecured overdraft products. The role develops and implements sales strategies, manages relationships with client‑influencing partners in the branch vicinity, and ensures sales targets are met or exceeded. The incumbent must understand current‑account customers and sourcing from the specified catchment area, engage with credit for processing unsecured overdraft applications, and possess a proven track‑record in product sales. Experience handling retail merchants is an advantage.
Roles & Responsibilities
Key / Primary Responsibilities
Manage transaction‑banking requirements of clients and maintain relevant regulatory relationships.
Prospect and identify clients with strong transaction‑banking potential; penetrate them with evolving digital solutions.
Activate the wish‑list of identified clients and grow overall transaction‑banking business.
Provide inputs on products, service levels and product features to product and strategy teams to help develop a best‑in‑class transaction‑banking suite.
Contribute to sales‑strategy formulation for setting up transaction‑banking services for clients.
Own, articulate and execute business strategy covering product development, management, sales and service delivery to achieve cash‑management & trade targets (where applicable).
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