Manager - Strategy

Experience:

3-6 years, with 2+ years in Fintech/lending (preferably Portfolio management)

About the role:

We are looking for Portfolio manager to manager paylater portfolio within Transactional Credit vertical of PayU Finance. This would include management of both in house paylater brand - Lazypay and merchant partnership whitelabel paylater programs. The scope of the role would be:

-

Driving engagement, spends and portfolio health across these programs

-

Leading the strategic effort to cross-sell and migrate whitelabled program users to in-house Lazypay paylater

Key responsibilities:

-

Portfolio Management & Growth

-

Own engagement, activation and spends metrics across Lazypay BNPL and other whitelabel programs; build cohort, vintage and RFM-style analyses to identify growth and risk pockets

-

Design and run programs to lift transacting user %, frequency and ticket size – offers, limit management, category unlocks, nudges and lifecycle campaigns

-

Track program-level P&L drivers and figure out initiatives to drive profitability

-

Partner with Risk, Collections, Product and the merchant-facing teams to balance growth with portfolio quality

-

Support onboarding of 2–3 new partner programs this year – defining success metrics, monitoring ramp-up, and feeding learnings back into portfolio strategy.

-

Whitelabel-to-Lazypay Platform Migration

-

Lead the initiative to bring existing whitelabel users onto the Lazypay platform, leveraging their existing KYC to enable a simplified, high-conversion onboarding flow