Credit Risk Analyst

Calling all innovators – find your future at Fiserv.

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title Credit Risk Analyst

What does a successful Credit Risk Analyst do at Fiserv?

You will work to identify, Mitigate and eliminate fraud and credit losses to Fiserv and our clients by conducting investigations to identify potentially high risk/suspicious merchant processing activity to protect the firm against financial loss.

What you will do:

Make real time decisions to properly identify situations that require deeper investigation with the ability to identify emerging fraud trends.

Coordinate risk mitigation and fraud remediation efforts with other areas of the business such as Funding, Legal, Operations, Client Services, etc.

Communicate regularly with internal and external partners to present high risk activity with recommended and/or required actions.

Work in a fast paced environment reviewing many accounts to identify potentially high risk/suspicious merchant processing activity to protect the firm against financial loss.

You will review and investigate merchant accounts to assess fraud and credit risk exposure.

Negotiate collateral requirements and restructuring terms as required.

Resolve merchant inquiries through scheduled calls.

Complete special projects as assigned.

You will read and interpret documents.

You will calculate figures and amounts such as discounts, interest, commissions, proportions, percentages.

You will exercise discretion and independent judgment in making decisions and interact effectively and positively with all levels of personnel, partners, and vendors.