via Career pages·3w ago
Credit Manager-Business Loan
IDFC First Bank
Full-timeOn-sitecredit ratingcredit reportscredit analysiscredit managementcredit riskcredit underwritingriskportfolio risk monitoringincentive managementcredit policy adherencekyc documentationteam trainingdelinquency managementcustomer credit assessmentloan processingachieve targetssales supportiveretail bankingcustomer delightaudit participationrisk managementcvcredit risk analysiscreditcredit risk modellingcredit assessmentproperty valuationfinancial statement analysiscredit policy development
Location:Chennai, Tamil Nadu, IndiaType:Full-timePosted:3w ago
Job Requirements
Job Requirements
Credit Manager
Credit Manager will be responsible for overseeing the credit assessment and underwriting process for loan applications related to property.
Responsibilities:
- Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants
- Develop and implement credit policies and procedures in line with regulatory requirements
- Manage a team of credit analysts and underwriters to ensure efficient processing of loan applications
- Collaborate with sales and marketing teams to drive business growth and achieve loan targets
- Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio
- Stay updated with industry trends and market conditions to make informed credit decisions
Skills:
- Bachelor's degree in finance, accounting, or related field
- Proven experience in credit assessment and underwriting for loan against property
- Strong knowledge of property valuation and legal aspects related to property loans
- Excellent analytical and decision-making skills
- Ability to lead and manage a team effectively
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