Assistant Relationship Manager-Rural Business Banking

Job Requirements

Job Title: Assistant Relationship Manager-Rural Business Banking

Business: Rural Banking

Function/ Department: Rural Business Banking

Place of work: Multi - Locations

Job Purpose:

The role entails providing financial solutions to meet the working requirements of Rural business banking customers and ensuring best-in-class relationship management and customer experience to become their banking partner of choice. The role bearer is responsible for asset NTB client acquisition along with liabilities and Third-Party Products. The role will closely collaborate with the product and operations teams to drive effective customer acquisition, servicing, and deepening.

Roles & Responsibilities:

• Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment.

• Knowledge on liability, Third-party products and client relationships, delinquency management, relationship management, and an analytical mindset.

• Managing the portfolio effectively through continuous monitoring of accounts and renewals, enhancement, retention and ensuring portfolio hygiene with minimal open deferral and covenants.

• Develop a superior working relationship with branch banking for cross-leveraging & synergy optimization and work within the overall bank ecosystem with other stakeholders.

• Recommend process changes in order to improve service efficiency and quality across the branch network.

• Demonstrated ability in sales planning and conceptualizing promotions and marketing initiatives.

• Understanding of financial statements, credit Assessment and title-security documents