Area Credit Manager - EIL

Job Requirements

Area Credit Manager

Area Credit Manager will be responsible for overseeing the credit assessment and underwriting process for loan applications related to property.

Responsibilities:

• Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants

• Develop and implement credit policies and procedures in line with regulatory requirements

• Manage a team of credit analysts and underwriters to ensure efficient processing of loan applications

• Collaborate with sales and marketing teams to drive business growth and achieve loan targets

• Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio

• Stay updated with industry trends and market conditions to make informed credit decisions

Skills:

• Bachelor's degree in finance, accounting, or related field

• Proven experience in credit assessment and underwriting for loan against property

• Strong knowledge of property valuation and legal aspects related to property loans

• Excellent analytical and decision-making skills

• Ability to lead and manage a team effectively