Job Purpose To be responsible for the credit administration related work.
Key Accountabilities and Requirements
Preparing/Checking of offer letters and documents in line with the credit conditions stipulated in Credit Memos
Monitoring of post disbursal conditions
Limit inputting, release and Checking of all conditions precedents stipulated in Credit Memo before loading of both Offshore and Onshore limits
Tracking of various regulatory/Credit Monitoring items like Stock Statement, QIS, Insurance policies, collateral audit, ROC Search etc.
Preparing MIS on incomplete security documents and and liaising with RMs for receipt/rectification of such items
Liaising with in-house legal team and external legal counsel for drafting of non standard docs so as to ensure that credit conditions stipulated by credit chain are incorporated in such documents
Liaising with HO, other department for MIS and other information as well as for off-shore limits loading/facilities disbursals.
Participating actively in Process analysis and making them more efficient and reducing duplication of processes.
Job Duties & responsibilities
Checking of offer letters and security documents
Follow up of Pre and Post monitoring disbursal conditions and pending security documents
Preparing of various MIS which includes, Internal MIS and that for HO/ regulators
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Effect Data base management of various MIS pertaining to Credit Control Unit
Liaising with in house and external legal for drafting of non standard docs and also with vendors for valuation, charge creation etc.
Effective management of the portfolio being handled by him/her.
Experience
The job holder should have requisite skills in terms of understanding the various products offered by the bank. He/She should have handled credit administration
Jobs. Minimum stint of 3-5 year in credit administration in various positions (For BE-A the experience level of 3 years can be considered).
Education / Preferred Qualifications
The job holder needs to be at least a graduate in the Commerce stream. Should have handled documentation for at least 3-5 years,. Basic knowledge of MS Office and various systems used by CCU can be an added advantage.
Core Competencies
The job holder needs to posses the following skills:
Job Knowledge: The job holder needs to have thorough job knowledge of documentation and various corporate bank products and needs to know as to what is expected from him/her.
Organising Skills: The job holder needs to be organised so as to enable him to meet the conflicting deadlines.
Proactive: To understand the system implementations and grasp the changes faster.
Communication Skills: The job holder needs to have effective verbal as well as written communication skills.
Interpersonal Skills: The job holder needs to liaise with various stake holders including but not limited to RMs, Legal Compliance, Finance teams
Technical Competencies
The job holder needs to have the Basic knowledge of MS Office and various systems used by CCU. He/she should be well aquatinted with RBI as well as ECB norms for offshore lending and other regulation prescribed by various regulators from time to time.
Location:
New Delhi
Job:
Risk Management
Schedule:
Regular
Employee Status:
Full time
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