via Career pages·1w ago
Analyst-Hindsighting(Business Banking Credit)
IDFC First Bank
Full-timeOn-sitecredit risk assessmentportfolio monitoringbusiness banking
Location:Mumbai, Maharashtra, IndiaType:Full-timePosted:1w ago
Job Requirements
About the Role
The Analyst - Hindsighting (Business Banking Credit) role within the Business Banking Group is responsible for formulating and implementing policies, monitoring credit risk, and enhancing portfolio performance. The role requires close collaboration with cross-functional teams including Product Management, Operations, Sales, IT, Credit, and BIU to ensure effective management of business banking credit portfolios.
Primary Responsibilities
- Design new product programs through extensive market research and benchmarking.
- Drive book growth by implementing BBG policy and credit decisioning framework.
- Ensure adherence to governance and control frameworks to reduce risk-related costs.
- Identify portfolio trends and generate portfolio-level MIS.
- Monitor Early Warning Signals (EWS) and portfolio delinquency.
- Map the impact of external environments on the portfolio through industry research.
- Understand and implement best practices from the industry from a risk perspective.
- Recommend process changes to improve efficiency and quality across assigned areas.
- Leverage in-house synergies through collaboration with internal stakeholders.
- Give regular training to Credit and Business Team.
- Spearhead initiative to improve efficiency & portfolio health.
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