TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Risk Management
Job Description:
The Senior Group Risk Analyst provides a broad range of research, analysis, reporting, monitoring and/or operational process support within a defined area of function. Supports business by providing expert guidance/advice on a range of risk related matters within assigned or own area of specialization. The Senior Group Risk Analyst may support and/or provide oversight, commentary, and strategy analysis in connection to team and/or individual initiatives.
Department Overview:
TD Bank is guided by the Three Lines of Defense (LOD) Risk Framework: Risk Ownership (1LOD), Risk Oversight (2LOD), and Internal Audit (3LOD). The second line is independent of the business and provides policies, standards, and methodologies, with the authority to assess and challenge the first line to ensure adherence to those standards. In this role, you will support the scoping and execution of independent 2LOD controls testing across business processes and technology platforms, and contribute to regulatory and internal risk reporting.
Depth & Scope:
Utilizes expertise to exercise sound and expert independent professional judgement and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory risk and other matters
Don't want to miss the next one?
Subscribe to daily email alerts for roles matching your interests.
Empowered to make prudent professional recommendations - in rendering advice and counsel to business lines or assigned area and risk which impact performance of the business and overall enterprise strategies and objectives
Integrates the broader organizational context into advice and solutions within own functional area
Understands the industry, competition and the factors that differentiate the organization
Acts as the primary subject matter expert and expected to make sound decisions in setting standards within area of expertise
Applies expert knowledge and best practices to implement process, product or service improvements
Oversees and/or independently performs tasks from end to end
Acts as a subject matter expert within own area of specialty or as a resource for others
Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
Executes on complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
Recommends and implements solution within own are or responsibility that impact the strategies and objectives of the department
Uses advanced methods to contribute to new solutions and recommends standards against which others will operate
Impacts a high level of complexity in operational/reporting/process and/or analysis function requiring medium to longer term focus. Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise. Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
Works independently as the senior technical lead and guides others within area of expertise
Identifies and leads problem resolution for complex issues at all levels
Education & Experience:
Undergraduate degree or technical professional certification and/or
5+ years relevant experience
Proficient knowledge of risk management, programs, policies, practices & reporting for business supported and/or area of discipline
Understanding and experience with various programing tools
Knowledge of risk management environment, standards, regulations and mitigation
Knowledge of current and emerging competitor and market trends
Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives
Advanced skill in using analytical software tools, data analysis methods and reporting techniques
Skill in using computer applications including MS Office
Ability to communicate effectively in both oral and written form
Ability to work collaboratively and build relationships
Ability to work successfully as a member of a team and independently
Ability to exercise sound judgement in making decisions
Ability to analyze, organize and prioritize work while meeting multiple deadlines
Ability to handle confidential information with discretion
Additional Responsibilities:
The Senior Risk Analyst is responsible for the execution of independent Second Line of Defense (2LoD) testing and validation programs across regulatory reporting, internal risk reporting, data risk management, and liquidity and capital risk management. This role provides independent review and challenge of First and Second Line processes, controls, data, and reporting practices to assess compliance with regulatory requirements, internal standards, and industry-leading practices. Responsibilities include evaluating end-to-end data lineage, data transformations, calculation methodologies, control frameworks, and reporting governance to validate the integrity, accuracy, and regulatory compliance of risk management and reporting processes.
The role requires hands-on experience and knowledge of controls testing, root cause analysis, operational risk management, regulatory reporting requirements, and liquidity and capital risk management. The Senior Risk Analyst is expected to work with a team of testing professionals as well as stakeholders across business, risk, finance, technology, and data management functions.
Preferred Experience/Qualifications:
Execute independent 2LoD testing in the following areas: Control Design & Operating Effectiveness, Transactions Testing, Data Reconciliations, Logic Reperformance, Data Profiling/Analytics, End-User Computing (EUC) Review, Policy & Procedure Review, Governance/Oversight, and Regulatory Rule Compliance
Identify opportunities to streamline and automate controls testing (where appropriate), including through the use of generative AI, agentic AI, and RPI
Support maintenance of the testing inventory and update the testing universe and test plans based on regulatory developments and changes in the internal risk profile
Partner with business and technology stakeholders to discuss key controls, potential control gaps, root causes, and remediation plans
Assess processes and controls end-to-end and connect themes across issues to drive standardization of solutions, processes, and control design
Manage deliverables proactively and provide clear, timely status updates, risks, and dependencies to management
