Credit Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.
The Structured Finance and Alternate Investment Funds practice evaluates the credit risk of securitized products and fund structures by analysing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.
The Impact:
At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity.
What You Stand to Gain:
At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis.
We are People Forward. When you join S&P Global, you’ll benefit from:
- Joining a diverse community where your growth and well-being come first—just like the 35,000+ colleagues who choose S&P Global every day.
- Bringing your best self to work in an environment that values inclusion, collaboration, and authentic engagement.
- Celebrating your achievements with us. We’re committed to your continuous learning, offering education, training, and career coaching to help you grow and adapt in a changing world.
- Connecting through our People Resource Groups, which foster awareness, engagement, and a sense of community—both within S&P Global and beyond.
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- Develop credit judgement through feedback/coaching and standard methodologies; reinforce standard ways of working to improve consistency and trust.
- Support AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automations that support judgment, reduce rework, and accelerate delivery.
- Support onboarding/capability-building of more junior colleagues through guidance on routines, quality standards, and effective use of approved tools.
- Contribute to workflow improvement initiatives.
- Support innovation by proactively challenging existing processes, leveraging new tools, and applying fresh perspectives to complex data and problem-solving,
Core Analytical & Delivery
- Own delivery for assigned credits with clear status updates, strong prioritisation, and early escalation of risks/dependencies to ensure decision-ready outputs.
- Maintain ongoing surveillance for assigned credits you support with, synthesising developments into insights that support analytical discussions and committee materials with clear evidence.
- Build/maintain analytical packs using standard templates; apply automation to reduce rework while retaining human ownership of conclusions.
- Use approved GenAI/LLM tools as an enabler for research/comparison/drafting
- Support maintenance/review of models under guidance; document assumptions/changes; standardise routines to reduce operational risk.
Stakeholder & Market Engagement
- Support rating committees by preparing well-evidenced materials and responding to follow-up questions with transparency on sources and assumptions.
- Translates data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders.
- Clarifying technical information, bringing new ideas forward and adapting messaging to the audience.
Risk Management and Operating
- Apply confidentiality, documentation, and governance requirements consistently, ensuring human accountability for final analysis and committee content.
- Support testing of automation/agentic AI tools identified through process improvement initiatives.
Compensation/Benefits Information: (This section is only applicable to US candidates:) S&P Global states that the anticipated base salary range for this position is $62,000 USD to $89,000 USD. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For more information on the benefits we provide to our employees, please click here.
Compensation/Benefits Information: (This section is only applicable to Canadian candidates:) S&P Global states that the anticipated range of compensation for this position is 62,000 CAD to 101,000 CAD. Final compensation for this role will be based on the individual’s performance, geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and we encourage you to reach out for further information regarding our hiring practices or any questions you may have. Thank you for considering a career with us!
What We’re Looking For:
- An S&P Global employee at this level would typically have 2+ years of relevant work experience, preferably within a Structured Finance Ratings capacity or prior work experience working in a lending/credit capacity at a bank or independent finance company.
Team Contribution & Capability Building
- Collaborative teammate who manages priorities and communicates clearly in a partnership-driven environment.
- Learning agility and continuous improvement mindset, comfortable adopting new tools while protecting quality and accountability.
- Ability to support juniors through guidance, quality checks, and knowledge sharing including responsible AI practices.
- Practical AI fluency: uses GenAI/LLMs to augment analysis.
- Strong spreadsheet skills; willingness to learn data/automation tools to supervise and validate automated outputs.
Stakeholder & Market Engagement
- Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
Risk Management and Operating
- High standards for accuracy, traceability, and documentation.
- Responsible technology use: follows approved boundaries to protect confidentiality and integrity.
Additional Information
- An S&P Global employee at this level would typically have two to three years’ of relevant work experience.
- Education: Bachelor’s degree or equivalent required. A master’s degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.
- Employees are required to work from the office a minimum of two days per week.
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