TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
TD is building a brand-new capability at the intersection of Risk Management and artificial intelligence. This is a rare opportunity to design, launch, and build a team from a blank page: to define how agentic AI moves from side-of-desk experimentation to a disciplined, scaled capability that changes how Risk operates.
The VP, Risk AI & Innovation is accountable for defining, enabling, and operationalizing the Risk AI and innovation strategy across Risk Management, in alignment with enterprise technology, data, and regulatory expectations. This role serves as a central senior leader driving AI‑enabled transformation, automation, and process re‑engineering across Risk Shared Services and Risk pillars.
Risk AI Strategy & Innovation
- Develop and execute the Risk AI strategy aligned to enterprise priorities, regulatory expectations, and the Risk Management strategy.
- Identify, prioritize, and mature AI and automation use cases that materially improve efficiency, consistency, control effectiveness, and decision support across Risk.
- Establish AI‑enabled innovation services as a formal shared service offering to Risk pillars.
AI Tool Development & Partnerships
- Partner closely with AI2, Enterprise Technology, and Data teams on the design, development, and deployment of AI solutions for Risk.
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- Act as the senior Risk product and business lead for AI tools, ensuring solutions are fit‑for‑purpose, scalable, explainable, and regulator‑ready.
- Translate Risk process and control requirements into clear AI and automation solution designs.
Automation & Process Re‑Engineering
- Lead process re‑engineering and streamlining initiatives, applying AI, automation, and workflow optimization to reduce manual effort and complexity.
- Drive the application of AI to automate repeatable, low‑value, and data‑intensive Risk activities while strengthening governance and control outcomes.
- Standardize approaches and tooling for automation across Risk Shared Services.
Reporting & Insights
- Own AI and automation reporting for Risk, including value realization, efficiency gains, risk reduction, and adoption metrics.
- Provide transparent, executive‑level reporting on AI initiatives, automation pipeline, and delivery outcomes.
Financial & Resource Management
- Oversee the AI and innovation budget within Risk Shared Services, ensuring strong financial discipline, prioritization, and value delivery.
- Support investment decisions through clear business cases and benefit realization tracking.
- Operates within a highly regulated, multi‑jurisdictional environment with significant regulatory, operational, and reputational considerations.
- Directly contributes to measurable improvements in efficiency, scalability, consistency, and colleague experience across Risk.
What Makes You a Strong Fit:
- Proven experience delivering agentic AI and automation solutions in production.
- A product-ownership mindset: able to structure problems into MVPs, connect solutions to existing processes and technology, and see delivery through to real adoption.
- Deep respect for change management as a discipline — understanding that piloting, measuring, communicating, and building contingency plans is as important as the technical build.
- Genuine curiosity about business problems.
- A collaborative leadership style that shares credit with business partners and builds trust.
- An appetite for building a team and function from the ground up.
Skills, Education & Experience:
- Strong understanding of Risk Management frameworks, operational processes, and regulatory expectations.
- Demonstrated experience partnering with technology, data science, and enterprise platforms to deliver AI solutions at scale.
- Proven ability to lead complex change, influence across business and technology, and deliver measurable outcomes.
- Undergraduate degree required; advanced degree in business, technology, data, or a related field preferred.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (includi
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