The Risk Organization at PayU is a dynamic, data-driven team responsible for developing and implementing strategies to identify, assess, and mitigate financial and operational risks across our payment ecosystem. We leverage advanced analytics, machine learning, and business intelligence to protect both our merchants and customers from fraud while ensuring seamless payment experiences. Our team collaborates closely with product, technology, and business units to deliver innovative risk management solutions that support PayU's growth in the competitive fintech landscape.
About the Role:
As a Senior Data Analyst in our Risk Organization, you will play a pivotal role in transforming complex data into actionable insights that drive risk management strategies. You will be responsible for designing and implementing analytical frameworks, creating comprehensive dashboards, and developing data models that enable proactive risk identification and mitigation. This role offers an exciting opportunity to make a significant impact on PayU's risk management capabilities while working with cutting-edge technologies in the fintech space.
Responsibilities:
Design, develop, and maintain interactive dashboards and reporting systems to monitor key risk metrics and KPIs
Perform in-depth analysis of transaction patterns, user behaviors, and market trends to identify potential risks and opportunities
Develop and implement data models and algorithms to detect and prevent fraudulent activities
Collaborate with cross-functional teams to understand business requirements and translate them into analytical solutions
Create and automate regular reports for stakeholders across the organization
Conduct root cause analyses for risk incidents and recommend preventive measures
Support the development and refinement of risk policies based on data-driven insights
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Identify opportunities for process improvements and efficiency gains through data analysis
Stay updated with industry trends and best practices in risk analytics and data visualization
Mentor junior analysts and contribute to building analytical capabilities within the team
Requirements:
Bachelor's or Master's degree in Statistics, Mathematics, Computer Science, Economics, or related quantitative field
5+ years of experience in data analysis, business intelligence, or related roles, preferably in fintech, payments, or financial services
Proven experience with data analysis tools and languages such as SQL, Python, R, or SAS
Strong proficiency in data visualization tools (Tableau, Power BI, Looker, or similar platforms)
Experience in setting up dashboards and reporting systems from scratch
Knowledge of risk management concepts and fraud detection methodologies is highly desirable
Excellent problem-solving skills with the ability to work with large, complex datasets
Strong communication skills with the ability to present complex analyses to non-technical stakeholders
Experience with big data technologies (Hadoop, Spark, etc.) is a plus
Understanding of machine learning concepts and their application in risk management is advantageous
Self-motivated with the ability to work independently and as part of a team in a fast-paced environment
What we offer?
A positive, get-things-done workplace
A dynamic, constantly evolving space (change is par for the course – important you are comfortable with this)
An inclusive environment that ensures we listen to a diverse range of voices when making decisions.
Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale
Access to 5000+ training courses accessible anytime/anywhere to support your growth and development (Corporate with top learning partners like Harvard, Coursera, Udacity)
About us:
At PayU, we are a global fintech investor and our vision is to build a world without financial borders where everyone can prosper. We give people in high growth markets the financial services and products they need to thrive. Our expertise in 18+ high-growth markets enables us to extend the reach of financial services. This drives everything we do, from investing in technology entrepreneurs to offering credit to underserved individuals, to helping merchants buy, sell, and operate online. Being part of Prosus, one of the largest technology investors in the world, gives us the presence and expertise to make a real impact. Find out more at www.payu.com
Our Commitment to Building A Diverse and Inclusive Workforce
As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive, and safe environment, for all our people, communities, and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility, and unbiased attention to every PayUneer so they can succeed, irrespective of gender, color, or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities, or the LGBTQ communities.
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