Product Manager Location: Bangalore About the Team Navi’s Product Team builds solutions that are simple, scalable, and centered on real user needs. The team strongly collaborates across functions-engineering, design, data, and business-to turn insight into impact. About the Role As a Product Manager at Navi, you will champion the voice of the customer and drive the development of innovative financial solutions, aiming to solve finance for a billion people. You will be responsible for the end-to-end management of your product area the critical backend systems that power key financial decisions from conception through launch and beyond. Your work will directly influence the speed, accuracy, and fairness of financial products for millions of Indians. This role requires a proactive approach to understanding customer and system requirements through detailed market research, user testing, and deep data analysis. You will independently spearhead initiatives, define and analyse critical metrics to gauge product success, and lead a cross-functional team including engineering, design, data science, and more, to achieve outstanding product outcomes. This role is ideal for someone with a strong foundation in product thinking and a passion for delivering impactful solutions with increasing independence. Key Responsibilities - Develop a strong understanding of our customers and internal platform users, leveraging this insight to craft differentiated user experiences. - Independently define the roadmap and strategy for your product area, ensuring alignment with broader business objectives. - Formulate product strategy and recommendations primarily through hands-on data investigation and experimentation, prioritising quantitative insights to drive your roadmap. - Drive the development and continuous improvement of products based on thorough market research and user feedback. - Collaborate with cross-functional teams to deliver high-quality products with minimal oversight. - Define, track, and immerse yourself in performance metrics, analysing the effectiveness of core decisioning models to uncover deep insights that guide all future product iteration. Must Haves - 4+ years of relevant product management experience, preferably in a fast-paced, digital-first environment. - Demonstrated empathy towards the needs, concerns, and experiences of end-users. - Strong foundation in technology and first-principles product thinking. - Advanced problem-solving skills with a structured and analytical approach. - Proven ability to make data-driven decisions through direct, hands-on quantitative analysis that leads to successful business outcomes. - A fundamental understanding of data science concepts and how they apply to product development is highly desirable. - Ownership mindset with a high drive for achieving excellence and winning in the market. - Excellent communication skills, capable of effectively articulating complex ideas to diverse audiences. - Bachelor's or Master's degree in Business Administration, Computer Science, Engineering, or a related field. About Navi We are on a mission to make finance simple, accessible and affordable for a billion Indians. Guided by a strong customer-first approach, we are building tech-first solutions that work at scale. Our offerings include a range of financial products and services across Loans, Insurance, Mutual Funds, Digital Gold and UPI. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture At Navi, we’re a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way. Whether you’re shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference.We’re guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at navi.com/our-values to see what drives us every day. If this feels like you, Navi is the place to grow, thrive and make a real impact.