Manager, Credit Risk New York

About us:

Institutional Banking and Markets (IB&M) is responsible for managing the Group’s relationships with major corporate, government clients, and institutional investors, and provides a full range of capital raising, transactional, and risk management products and services.

The division also performs an important internal role for the Group by providing equities, markets, lending, and transaction banking execution capabilities to other CBA business units that allows them to capture opportunities with business customers.

The product suite that we provide our clients in the Americas is focused on lending, derivatives, and structured trade finance, enhanced by Global Capital Markets cross sell opportunities.

Picture yourself in the team:

The IB&M Credit Risk Americas Team in New York is responsible for risk management and oversight of credit exposures within IB&M in the Energy, Commodities, & Sustainability (ECS), Diversified Industries (DI), Financial and Strategic Investors (FSI), and Financial Institutions and Government (FIG) business units.

The open Manager Role will be focused on Energy, Commodities & Sustainability and general corporate portfolios and report to the Senior Manager. Credit Risk Americas.

Your main responsibilities will include:

• Conduct detailed credit analysis and prepare high-quality credit recommendations for complex project finance and corporate lending transactions, including syndicated and bilateral facilities.

• Assess financial, commercial, legal and structural risks by analysing borrower creditworthiness, cash flow forecasts, security structures, and recovery outcomes.

• Partner with Relationship Managers and Product teams to develop robust credit proposals, including financial modelling, scenario analysis and stress testing.

• Monitor an assigned portfolio through interim and annual reviews, assessing covenant compliance, industry trends, portfolio performance and emerging risks.