SPOC for Digital Projects undertaken by CFAB Credit Team
Contactless (credit free including alternate data) loan sanction- 1/3rd contribution to each of the products, another 1/3rd to be with minimal Credit touch
Evaluation and implementation of cost effective processing tools e.g.- IDV across products
Forward thinking and at every possible step implementation of Human less processes
Drive better efficiency with Data Science team through Machine Learning Models
Review and Presentations to Senior management/ relevant forums
Focus on decisioning of High Value cases for Business Loans and Loan Against Property across the country.
Underwrite for all customer segments for Retail high value loan products and decide/ present to senior level for decisioning.
Authorize deviations raised and documented by underwriters in compliance with credit policy.
Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
Manage end to end credit approval for all such high value cases from Pan-India which comes for decision from all Regions.
Education Qualification: Chartered Accountant
Experience: 10+ years of work experience in LAP and Business Loans Underwriting
/MBA/PGDBA/PGPM or Equivalent
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