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We are currently seeking a Functional Lead-Core Banking to join our team in NOIDA, Uttar Pradesh (IN-UP), India (IN).
Functional Lead
Summary of Role
We are seeking a highly capable Functional Lead with strong expertise in core banking, specifically corporate and syndicated lending. The ideal candidate will have extensive knowledge of banking systems and a proven track record in engaging with clients across the stages of the Project Lifecycle. This role requires hands‑on leadership in areas such as company and book structures, jurisdictional modelling, integration across core banking modules, and resolution of complex functional issues.
What you will do:
Own the end‑to‑end functional design for corporate and syndicated lending products in Transact.
Lead and conclude decisions related to company and book structures, jurisdictional separation (ROI, UK, NI, US) and legal‑entity modelling.
Act as the primary integration point across Credit, Accounts, Customer, Payments, and downstream systems.
Analyse and resolve complex issues relating to holiday calendars, rollovers, revaluations, overdue logic, CIF/region validation, sort codes and account structures.
Produce concise design and governance papers to support Design Authority and senior stakeholder decision‑making.
Engage directly with Temenos product and architecture teams, reviewing and closing BRDs and functional use cases.
Apply rigorous data analysis and impact assessment to support, justify, and defend design decisions.
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Act as a senior escalation point where delivery is blocked by ambiguity, legacy constraints or unclear dependencies.
Experience and Skills Required
15+ years of Industry experience with strong background in core banking or lending platforms, preferably corporate or syndicated lending solutions
Proven ability to work seamlessly across business and technology domains, not just within a single function
Experience taking ownership of complex design decisions, not limited to requirements documentation
Strong capability to work in ambiguity, especially within legacy environments and regulatory constraints
Decisive, with a strong focus on outcomes and delivery
Comfortable challenging assumptions and explaining trade‑offs
Trusted by peers and stakeholders to “own the complexity”
Excellent communication skills, capable of engaging effectively with senior business leaders and technical teams
About NTT DATA
NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the world's leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners. NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&D.
Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us.
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