Credit Analyst

About the job

We are looking for a Credit Analyst within the Corporate & Institutional Finance function, reporting to the Senior Credit Approver, to support end-to-end credit evaluation, structuring, and portfolio monitoring of corporate lending proposals. The role requires strong analytical expertise in financial assessment, risk evaluation, and deal execution, along with the ability to work closely with internal stakeholders and clients to ensure timely credit decisions and compliance.

Key Responsibilities

• Preparing detailed credit approval note, Information Memorandum and presentations for approval and presentation to the Management / Risk Committee.
• Evaluating and assessing various kinds of credit proposals to determine credit worthiness and risk involved by conducting through analysis on Companys/ Borrower financials, Credit Rating, industry research & trends, key competitors & industry outlook.
• Conducting the preliminary financial analysis, Peer company financial analysis, bank accounts due diligence and another de-dupe analysis.
• Ensuring that all credit and legal files are complete, identifying documentation deficiencies & ensuring timely resolution.
• Supporting Origination and Execution team in completing the assignments.
• Regularly engaging with client for completing the compliance and other documentation required in a proposal.
• Manage Post Disbursal Documents (PDD).
• Execution of deals, disbursement process, liaising with all parties like Client, Syndicate Banks, Legal Counsel, Internal Team.
• Supporting in Executing the Down selling deals.
• Deep dive analysis on structured finance and capital market transaction. Handling credit queries and ensuring to close assessment within stipulated timelines.
• Managing the Portfolio and Regularly engaging with client for recent development in the markets.
• All responsibilities should be performed as per the Company Values and guidelines mentioned in the Company policies, as applicable and within the parameters of Company Code of Conduct.

Desired Candidature:

• Education: CA / CFA / MBA Finance
• Work Experience: 2-7 years from relevant industry (NBFC / Banking) is a must.
• Primary Skill: Financial Analysis, Financial Modelling, Ratio Analysis, Information Memorandum, Credit Assessment Note, Fluent Spoken English, Team player & Assertive

Who can apply

Only those candidates can apply who