Associate, Product Manager ( SME), Small Medium Enterprises

Business Function

SME Product SME customers with a full suite of commercial banking solutions including liabilities, payments & cash management, trade & supply chain finance, working capital, term lending, and FX. The business is expanding in Alternate Lending / Ecosystem-led partnerships to accelerate digital acquisition and embed lending journeys.

Job Purpose

Own end-to-end product management for SME lending programs across Ecosystem-led, co-lending, anchor-led and alternate lending constructs. Drive product strategy, credit program design, SOPs, digital journey delivery, portfolio governance and regulatory compliance.

Key Accountabilities

• Responsible for overall product management & managing Credit program/policies of SME lending,

• Design & manage SOPs on E2E lending journey with adequate risk controls

• Overall portfolio management of the Credit programs including monitoring of triggers & caps

• Management of adherence of Digital lending guidelines & ensuring applicable program compliance

• Support in digital implementation of the lending journeys

Job Duties & responsibilities

• Responsible for devising new credit programs / existing program amendments.

• Creation of E2E SOP for all lending programs

• Creation of credit programs foe SME lending and commercialisation of the same

• Work closely all relevant stakeholders to ensure timely go-live of lending programs under the partnerships.