This role is eligible for a discretionary variable compensation award that considers business and individual performance.
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Department Overview :
This position offers an excellent opportunity for the right individual to leverage their relevant capital markets experience, analytical ability, strategic thinking and project management skills as part of the Funding team of Treasury & Balance Sheet Management (TBSM).
The mandate of the Funding team is to manage the Bank's capital and long term funding programs. It executes capital and funding transactions to achieve the lowest possible cost of funds while maintaining target liquidity and funding diversification levels. The Funding team is also responsible for securitization operations in support of the various secured funding programs. The Funding team works closely with other teams within TBSM as well as numerous other groups at TD Bank including Legal, TD Securities and Finance. The Funding team also works with external advisors in completing market transactions and in acquiring market intelligence.
Job Description :
The Funding team is looking for a highly motivated individual to join a dynamic team to execute the Bank’s funding and capital strategy, which best utilizes the Bank’s assets and positions TD for future growth.
Primary responsibilities of this position are:
Don't want to miss the next one?
Subscribe to daily email alerts for roles matching your interests.
Deliver effective and efficient funding program and transaction management solutions by researching and analyzing debt and capital markets and making recommendations on optimized funding amounts, tenor, channel, and currency, to achieve the Bank's funding objectives
Support funding activities for TBSM with the timely and accurate issuance of medium term notes, covered bonds, asset backed securities and capital in both the domestic and foreign markets (USD, EUR, GBP, AUD etc.);
Work closely with both liquidity and capital teams to determine the appropriate funding and capital needs of the Bank and ensure various key regulatory requirements are met (i.e. LCR, CET1, and Tier 1 ratios, etc)
Lead and support the update and renewal of funding programs; review and understand legal program documents, ensure their timely execution;
Support funding transactions by assisting in the due diligence process, preparation of investor marketing and rating agency materials, and review of any deal related documents;
Assist with in depth review and analysis pertaining to any key regulatory initiatives that potential affect the Bank's funding programs (i.e. bail-in, TLAC, Basel/OSFI requirements, etc)
Establishing, documenting and maintaining operational procedures and controls;
Prepare, maintain and issue timely and accurate reporting;
Manage and ensure the timely update of capital and funding program information on the Bank’s website and relevant funding database/s;
Assist with fixed income investor relations strategy to support investor out-reach
Ad hoc projects as assigned
Job Requirements :
Very strong analytical skills and finance/accounting acumen, including experience with financial modeling and data analysis
Well-developed organizational and time management skills
High attention to detail and ability to work well independently and as part of the team
Excellent communication skills with ability to interface effectively with internal and external partners
Excellent computer skills, including the ability to summarize disparate data in Excel and solid knowledge of Microsoft Word and PowerPoint; experience with Bloomberg will be an asset
A demonstrated ability to work effectively in a multi-tasked environment, manage deadlines and adapt well to changing priorities
Self-motivated, proactive and capable of learning through job experience
A high level of commitment to quality work
University degree in finance, accounting, economics or a related field
Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (includin
Similar roles you might like
More openings like this one — take a look before you go.
